provides financial counseling to low-income families who are preparing to receive their first microloans. The organization then disburses loans to qualifying families and counsels them through their repayments.

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Better Lives Partner Since: 2014
Loans Disbursed:

Programs

Financial Consulting
Responsible Financial Consulting (RFC) helps low-income families prepare to receive microloans. The organization counsels in the basics of small business accounting, entrepreneurship, and personal finance. This enables families with limited financial experience to accept loans and start income-generating projects with confidence.

Microloans
RFC provides microloans to qualifying families who have completed their financial counseling courses. Families can qualify for loans by maintaining productive gardens with the Happy Shine Garden Shop. Microloans can be for small business, agriculture, livestock, or home-improvement.